Over 70,000 savers trust Nkwa to grow and manage their finances
Users
saved by users(XAF)
Cash bonus paid up (XAF)
Built for the way you save
Nkwa gives you powerful tools to take control of your money
Nkwa Goals
Save for what matters — set up personal goals or team up with friends and family for group goals.

Nkwa Reserve (Your digital akawo)
Deposit anytime and earn up to 4% interest. Withdraw for free at the end of the month. It's discipline, with a reward.
Learn moreNkwa Basics
Track your spending, set budgets, and automate your daily weekly, or monthly expenses — all from one simple dashboard.
Learn moreNkwa Push
Need cash without breaking your savings? Borrow directly from your active goals and stay on track.
Smarter ways to power your experience
Nkwa-me
You can request money from your customers or friends too and get paid instantly

See how Nkwa is helping thousands build better money habits and achieve real financial goals