The Better Way to Afford What You Need
Most people struggle with big one-time payments. Save to Pay lets you split that cost over time — without credit, interest, or loans
Set your target
Pick your product or service, see the total price, and choose how long you want to save
Save towards goal
Contribute gradually based on the payment duration set by the seller — no pressure, no debt
Pay & Enjoy
Once fully funded, payment goes to the seller — your item is delivered or service booked!
See How Save to
Pay Works
From setting a goal to getting your product or service delivered — it's all in one smooth flow
Sell to Save-to-Pay Users, Get
Paid When They Reach Their Goal
List your products or services for Save to Pay customers. Get discovered, and receive payments once customers complete their saving goal
How it works
Set Up a Shop Profile
Get verified and unlock merchant access to start selling on Nkwa
List Products or Services
Add items, set your price, and choose how long buyers have to save
Receive Payouts Automatically
Once a buyer completes their goal, you get paid instantly
