With Nkwa Reserve, you can deposit anytime, earn up to 4% annual interest, and make free withdrawals once every month
Deposit Anytime, No Limits
Add funds into your Reserve whenever you choose — daily, weekly, or in bulk. It’s flexible and always open, so you can build your savings steadily at your own pace
Withdraw every end of month
Enjoy free withdrawals only at the end of each month. Need it sooner? A small 2% fee applies
Earn up to 4% Interest Per annum
Your savings grow quietly in the background with fixed annual interest
How to withdraw from reserves to flip
People love using our amazing features
Here is what people are saying about Nkwa features
From 30+ reviews
Tendia Israel Anyam
Nkwa App is really a Game Changer when it comes to consistency, commitment and Discipline in Saving. The rate at which you spend money carelessly will drastically reduce once you take a plan with the Knwa App. So reliable at their services. 👏🌍🌞🎇✨✨✨✨✨✨
Ebong Valentine
I use Nkwa to save money every month. it is really very very reliable. As a student I prefer Nkwa of group contributions as through my personal discipline and my desire to save more through this platform I save more. And also if you can add a dark theme it'll be good I greatly recommend you this app.
Eddie Glorious
This app is incredible. it's the Answer to the savings problem of many youths myself included. amazing user interface and trust worthy too. Two suggestions: please create a Dark theme for the app it'll make the whole experience intuitive and attractive too. also, By all means, create a Streak View window where users can visually see their saving streak, be able to share their wins with others too. The occasional text reminder is good. But the visual representation could take savings up.
Tibui Fru Gerard
App is perfect. Been looking for something like this for too long. I just hope it's safe. Also you need to consider allowing people to remove the money at least at half the goal amount. You can't just block someone's money for a year without access. Also you should create an affiliate program to make this go viral. increase people's interest rate by even a fraction of a percentage if they bring a certain number of subscribers
Tendia Israel Anyam
Nkwa App is really a Game Changer when it comes to consistency, commitment and Discipline in Saving. The rate at which you spend money carelessly will drastically reduce once you take a plan with the Knwa App. So reliable at their services. 👏🌍🌞🎇✨✨✨✨✨✨
Ebong Valentine
I use Nkwa to save money every month. it is really very very reliable. As a student I prefer Nkwa of group contributions as through my personal discipline and my desire to save more through this platform I save more. And also if you can add a dark theme it'll be good I greatly recommend you this app.
Eddie Glorious
This app is incredible. it's the Answer to the savings problem of many youths myself included. amazing user interface and trust worthy too. Two suggestions: please create a Dark theme for the app it'll make the whole experience intuitive and attractive too. also, By all means, create a Streak View window where users can visually see their saving streak, be able to share their wins with others too. The occasional text reminder is good. But the visual representation could take savings up.
Tibui Fru Gerard
App is perfect. Been looking for something like this for too long. I just hope it's safe. Also you need to consider allowing people to remove the money at least at half the goal amount. You can't just block someone's money for a year without access. Also you should create an affiliate program to make this go viral. increase people's interest rate by even a fraction of a percentage if they bring a certain number of subscribers
Eddie Glorious
This app is incredible. it's the Answer to the savings problem of many youths myself included. amazing user interface and trust worthy too. Two suggestions: please create a Dark theme for the app it'll make the whole experience intuitive and attractive too. also, By all means, create a Streak View window where users can visually see their saving streak, be able to share their wins with others too. The occasional text reminder is good. But the visual representation could take savings up.
Tibui Fru Gerard
App is perfect. Been looking for something like this for too long. I just hope it's safe. Also you need to consider allowing people to remove the money at least at half the goal amount. You can't just block someone's money for a year without access. Also you should create an affiliate program to make this go viral. increase people's interest rate by even a fraction of a percentage if they bring a certain number of subscribers
Aloah Ngwe
i love the app so much..was doubting it until when I saved and did my first withdrawal... it's great you must try it
Shetou Ngum
Thank you for responding on time to issues. The problem has been solved.
Eddie Glorious
This app is incredible. it's the Answer to the savings problem of many youths myself included. amazing user interface and trust worthy too. Two suggestions: please create a Dark theme for the app it'll make the whole experience intuitive and attractive too. also, By all means, create a Streak View window where users can visually see their saving streak, be able to share their wins with others too. The occasional text reminder is good. But the visual representation could take savings up.
Tibui Fru Gerard
App is perfect. Been looking for something like this for too long. I just hope it's safe. Also you need to consider allowing people to remove the money at least at half the goal amount. You can't just block someone's money for a year without access. Also you should create an affiliate program to make this go viral. increase people's interest rate by even a fraction of a percentage if they bring a certain number of subscribers
Aloah Ngwe
i love the app so much..was doubting it until when I saved and did my first withdrawal... it's great you must try it
Shetou Ngum
Thank you for responding on time to issues. The problem has been solved.
Ebong Valentine
I use Nkwa to save money every month. it is really very very reliable. As a student I prefer Nkwa of group contributions as through my personal discipline and my desire to save more through this platform I save more. And also if you can add a dark theme it'll be good I greatly recommend you this app.
Eddie Glorious
This app is incredible. it's the Answer to the savings problem of many youths myself included. amazing user interface and trust worthy too. Two suggestions: please create a Dark theme for the app it'll make the whole experience intuitive and attractive too. also, By all means, create a Streak View window where users can visually see their saving streak, be able to share their wins with others too. The occasional text reminder is good. But the visual representation could take savings up.
Tibui Fru Gerard
App is perfect. Been looking for something like this for too long. I just hope it's safe. Also you need to consider allowing people to remove the money at least at half the goal amount. You can't just block someone's money for a year without access. Also you should create an affiliate program to make this go viral. increase people's interest rate by even a fraction of a percentage if they bring a certain number of subscribers
Aloah Ngwe
i love the app so much..was doubting it until when I saved and did my first withdrawal... it's great you must try it
Ebong Valentine
I use Nkwa to save money every month. it is really very very reliable. As a student I prefer Nkwa of group contributions as through my personal discipline and my desire to save more through this platform I save more. And also if you can add a dark theme it'll be good I greatly recommend you this app.
Eddie Glorious
This app is incredible. it's the Answer to the savings problem of many youths myself included. amazing user interface and trust worthy too. Two suggestions: please create a Dark theme for the app it'll make the whole experience intuitive and attractive too. also, By all means, create a Streak View window where users can visually see their saving streak, be able to share their wins with others too. The occasional text reminder is good. But the visual representation could take savings up.
Tibui Fru Gerard
App is perfect. Been looking for something like this for too long. I just hope it's safe. Also you need to consider allowing people to remove the money at least at half the goal amount. You can't just block someone's money for a year without access. Also you should create an affiliate program to make this go viral. increase people's interest rate by even a fraction of a percentage if they bring a certain number of subscribers
Aloah Ngwe
i love the app so much..was doubting it until when I saved and did my first withdrawal... it's great you must try it
